diff --git a/programs/bets/src/error.rs b/programs/bets/src/error.rs
index f9e101d..2fdc8dc 100644
--- a/programs/bets/src/error.rs
+++ b/programs/bets/src/error.rs
@@ -16,5 +16,7 @@ pub enum BettingError {
     #[msg("The winner must be either the owner or the joiner of the bet.")]
     InvalidWinner,
     #[msg("Please use the correct fee collector address")]
-    InvalidFeeCollector
+    InvalidFeeCollector,
+    #[msg("")]
+    JoinerAccountNotProvided
 }
\ No newline at end of file
diff --git a/programs/bets/src/instructions/mod.rs b/programs/bets/src/instructions/mod.rs
index 29cd29f..cb19ba4 100644
--- a/programs/bets/src/instructions/mod.rs
+++ b/programs/bets/src/instructions/mod.rs
@@ -8,4 +8,7 @@ pub mod join_bet;
 pub use join_bet::*;
 
 pub mod close_bet;
-pub use close_bet::*;
\ No newline at end of file
+pub use close_bet::*;
+
+pub mod refund_bet;
+pub use refund_bet::*; 
\ No newline at end of file
diff --git a/programs/bets/src/instructions/refund_bet.rs b/programs/bets/src/instructions/refund_bet.rs
new file mode 100644
index 0000000..ab1d039
--- /dev/null
+++ b/programs/bets/src/instructions/refund_bet.rs
@@ -0,0 +1,58 @@
+use anchor_lang::prelude::*;
+use crate::{error::BettingError, *};
+
+pub fn refund(ctx: Context<RefundBet>, owner: Pubkey) -> Result<()> {
+    let bet_vault = &mut ctx.accounts.bet_vault;
+    
+    require!(
+        bet_vault.owner == owner || bet_vault.joiner == owner,
+        BettingError::InvalidWinner
+    );
+
+    // Check if there's a joiner and it's a valid account (not the system program or default)
+    if bet_vault.joiner != Pubkey::default() && bet_vault.joiner != ctx.accounts.system_program.key() {
+        // Calculate the 50% that goes to the joiner
+        let total_lamports = **bet_vault.to_account_info().lamports.borrow();
+        let joiner_share = total_lamports / 2; 
+        
+        // Transfer joiner's share
+        **bet_vault.to_account_info().try_borrow_mut_lamports()? -= joiner_share;
+        
+        // We need to find the joiner account in the remaining accounts
+        let joiner_account = ctx.remaining_accounts
+            .iter()
+            .find(|account| account.key() == bet_vault.joiner)
+            .ok_or(BettingError::JoinerAccountNotProvided)?;
+            
+        **joiner_account.try_borrow_mut_lamports()? += joiner_share;
+        
+        msg!("Sent {} lamports to joiner {}", joiner_share, bet_vault.joiner);
+    }
+    
+    // The remaining balance will go to the owner through the close=owner directive
+    
+    let bets_list = &mut ctx.accounts.bets_list;
+    // Remove the bet_vault public key from the list
+    bets_list.bets.retain(|&bet| bet != bet_vault.key());
+
+    msg!("Bet {} Refunded by {}", bet_vault.key(), owner);
+    
+    Ok(())
+}
+
+
+#[derive(Accounts)]
+pub struct RefundBet<'info> {
+    #[account(mut)]
+    pub bets_list: Account<'info, BetsList>,
+
+    #[account(mut, close=owner)]
+    pub bet_vault: Account<'info, BetVault>,
+
+    #[account(mut)]
+    pub owner: SystemAccount<'info>,
+
+    #[account(mut)]
+    pub payer: Signer<'info>,
+    pub system_program: Program<'info, System>
+}
diff --git a/programs/bets/src/lib.rs b/programs/bets/src/lib.rs
index b0f1737..9197860 100644
--- a/programs/bets/src/lib.rs
+++ b/programs/bets/src/lib.rs
@@ -30,4 +30,8 @@ pub mod bets {
     pub fn close_bet(ctx:Context<CloseBet>, winner:Pubkey)->Result<()> {
         close_bet::close(ctx, winner)
     }
+
+    pub fn refund_bet(ctx:Context<RefundBet>, owner:Pubkey)->Result<()>{
+        refund_bet::refund(ctx, owner)
+    }
 }